When drivers ignore traffic regulations by running a red light, making an improper turn, or failing to yield the right way at an intersection, serious car accidents can result. Getting into an auto accident can result in serious personal injury, wrongful death, disability, wage loss, and financial devastation. Our car accident loan company has worked with seriously injured car accident victims and plaintiffs throughout the United States. We've seen the catastrophic effects motor vehicle collisions can have on victims and their loved one. New car technology has given many drivers a false sense of confidence. The pre-settlement funding team at Car Accident Loans® believes every motor vehicle operator should have a clear understanding of most common causes of accidents and how best to avoid them.
There were more than 6 million automobile collisions and more than 37,000 car accident fatalities in 2016. The vast majority of those car crashes could have been avoided if drivers, owners, and auto manufacturers took reasonable measures and followed basic safety procedures. The average driver cannot appreciate just how dangerous it can be to operate a motor vehicle. Cars, large trucks, and motorcycles are all capable of achieving great speeds and causing significant bodily injury to motorists, passengers, and pedestrians upon impact. Weather, road conditions, the reckless actions of other people, and driver error all contribute to car accidents to varying degrees, so it is important to be aware of how all of these hazards impact your safety and what you can do to reduce your risks.
Traffic collision causes can be categorized into driver error, road hazards, mechanical issues, incorrect repair, and weather conditions.
More than 90% of motor vehicle crashes in the United States are caused by human error. There are many factors that contribute to driver error, but most of them can be tied to poor decision making.
Driver distraction — Technology has allowed many drivers to grow complacent by providing a false sense of security. While it is true that new safety technologies may reduce the severity of accidents, the connective technologies offered in many new vehicles also add new ways to draw drivers’ attention away from the road. The majority of reported accidents in recent years have involved some degree of driver distraction.
Speeding and tailgating — These errors are related to the impatience of drivers, who act more aggressive when in a hurry to get to their destinations. Studies have shown that excessive speeds are a major factor in the severity of injuries suffered in accidents. Speeding doesn’t actually get drivers to their destinations much faster either, as traveling an extra 10-20 mph faster may only shave several minutes off of a local trip.
Drunk driving — Driving under the influence of alcohol is a serious safety hazard that can not only cost a driver his freedom but his natural life as well. Despite public awareness campaigns to deter drivers from operating vehicles under the influence of alcohol, drunk driving continues to be a serious public safety issue and a leading cause of motor vehicle injury and death in the United States. Whether it be the influence of drugs, alcohol, or medication, drivers have a responsibility to be alert and sober when operating an automobile on the road.
Failure to see others on the road — Many accidents occur when drivers don’t check their blind spot or fail to see another vehicle on in their path. This is also a contributing factor in many motorcycle and pedestrian accidents that tend to occur at night or during adverse weather conditions.
Running a stop sign — Stop signs are in place for everyone's safety. Disregarding a stop sign by failing to come to a complete stop or running the stop sign entirely is not only a traffic violation but a public hazard as well.
Inexperienced driving & teenage driver —
Failure to maintain a vehicle — Car owner have a responsibility to maintain the vehicle. Bald tires.
Drowsy drivers and falling asleep at the wheel —
There are times when car crashes can happen due to dangerous roads conditions and hazards caused or created by construction crews, local municipalities, and state governments. Defendants can be held civilly liable to injured third-parties for failing to maintain their roads, poorly designed intersections, malfunctioning traffic control devices, and more.
Roads with inaccurate or incorrect signage — Failing to display the correct signage for construction zones or mark one-way streets can influence driving behavior and place construction workers and travelers in perilous positions.
Malfunctioning traffic lights — Some accidents at intersections occur when the light is out or malfunctioning. Heavy traffic traveling through a malfunctioning light only increases the risk that drivers will collide with one another.
Heavy construction equipment — Construction zones are dangerous for passing motorists and workers repairing the roads. If machine operators back into the path of traffic, serious injuries can result.
Poorly maintained roads — Roads riddled with potholes and uneven pavement caused by neglect can increase the potential for accidents. Many of these accidents result when the road hazard causes a vehicle mechanical failure, such as when a pothole blows out an unsuspecting driver’s tire.
Auto manufacturers and parts suppliers may be held accountable when their products do not work as intended or when a poor product design causes a failure that leads to an accident.
Steering and suspension system failures —
Seat belt failure —
Tire and brake failures —
Defective airbag —
Negligence repair —
Lighting system failures —
Fire caused by design flaws or defective parts —
When you take your automobile in for service or maintenance, you entrust that the repairs will be done in a competent and prudent manner. Unfortunately, many motor vehicle accident each year are caused by a repair service station, autobody shop, or car dealer's negligence.
Tire and brake failures —
Defective mechanic work —
Negligence repair —
Poor vehicle maintenance —
Installing the wrong replacement part —
Improper inspection and diagnosis —
Operators of motor vehicles should drive with caution during adverse weather conditions. The weather can play a large role in car accidents by increasing stopping distances, making it more difficult to identify hazards and affecting the ability of drivers to operate vehicles safely.
Fog — The presence of fog greatly reduces your visibility and many fog related accidents result from the combination of poor visibility and speeds that are excessive for conditions. When you are driving through fog, reducing your speed may just save your life.
Ice and snow — In addition to increasing the stopping distance of vehicles on the road, snow and ice can impact the ability to maintain directional control. Bridges and elevated roads are more likely to be covered in ice, so it is important to approach these roads with extra caution.
Rain and flooding — Most drivers don’t appreciate just how hazardous rain can be. In addition to making roads slippery, it reduces visibility and can challenge some drivers who have difficulty seeing well in nighttime conditions. Excessive rain can also flood the roads, causing vehicles to hydroplane or kick water onto others’ windshields.
Morning and sun glare — A perfect sunny day can also be considered a weather hazard when motorists drive into the sun during their morning or evening commute. Many accidents are the result of drivers failing to see what is right in front of them because the sun blinds or distracts them.
The lawsuit loan underwriters of Car Accident Loans believe that the only way to make the roads safer is to hold all motor vehicle operators responsible for doing their part. When their negligent or reckless behavior threatens the safety of motorist, passengers, pedestrians, motorcyclists, and bicyclist, those careless drivers should be held liable for the consequences.
Are you in the midst of a car accident lawsuit and need financial assistance after car accident? If you have been injured in a car crash or a loved one was killed in a fatal automobile or truck accident, contact Car Accident Loans today to learn more about how we help plaintiffs get cash loans for car accident victims before they recover financial compensation from the insurance company of the wrongdoer. An auto accident settlement advance is 100% risk-free to injured car accident victims and personal injury plaintiffs with pending lawsuits. We are paid only if your attorney settles the case or wins a verdict or award from the insurance company. Get the cash you need now against you pending lawsuit to pay your living expenses, medical expenses, rent, and other financial needs.
We are the original car accident loan company, committed to providing better auto accident pre-settlement funding solutions for seriously injured accident victims and plaintiffs pursuing wrongful death cases in the United States, who need financial help after devastating traffic collisions. As a national pre-settlement funding financial institution, what we do is help personal injury clients with pending accident claims take out cash loans on car accident settlements. Car accident settlement loans are not conventional loans borrowers would traditionally obtain from a bank or credit union. Although we use the terms “loans” and “accident loans” throughout our website, financial assistance for car accident victims from a legal funding company is provided on a no-risk, non-recourse basis, and is simply a cash advance against a future or potential auto accident settlement. With an auto accident settlement advance, there’s no credit check, no up-front costs, and the client can keep the accident cash advance and pay back nothing if case is lost or the attorney does not recover monetary compensation from the responsible driver or auto liability insurance company.